Flash Forward

Thoughts about the future of finance and foreign currency transfer.

Best countries in the world - ranked

By Sophie Green on

'Best Countries' is a rankings, news and analysis project created to capture how countries are perceived on a global scale. Created by U.S. News in partnership with Y&R's BAV and Wharton, the rankings evaluate 80 countries across more »

Tagged in: remittances, currency conversion, finances, global payments, overseas trips, technology

Why now could be the right time to buy property in Spain

By Sophie Green on

UK-based relocation service MoveHub compared 2016 property price data from the Global Property Guide with average salaries according to the Hay’s Group Global Salary Forecast. In Spain, a 2.2 percent hike in salaries against a 5.75 drop more »

Tagged in: banking, currency conversion, global payments, international money transfers, finances

The first in a string of RBA rate hikes is coming sooner than you thought

By Tim Strube on

Goldman Sachs thinks it will be months — not years — until the RBA hikes rates. Andrew Boak and Bill Zhu from the Goldman Sachs Australian economics team think the RBA will lift the cash rate for the first time since 2011 more »

Tagged in: currency conversion, banking, finances, international money transfers, exchange rates

The Australian dollar - where to next?

By Tim Strube on

The Australian dollar has seen an impressively strong period for the past 2 months, trading from 0.7164 in late December to the current 0.7664 USD per AUD. According to analysts at HSBC, US President Trump has been a more »

Tagged in: finances, AUD, exchange rates, sending money overseas, currency conversion, international B2B

President Trump could be good for the economy, says Reserve Bank governor Philip Lowe

By Tim Strube on

Reserve Bank governor Philip Lowe has predicted some of the Trump administration's economic policies could be good for Australia and the global economy while warning it could also turn out "very badly" if America retreats from the international more »

Tagged in: currency conversion, international money transfers, banking, overseas finance, finances, regulation

SWIFT strikes back and proves its own obsolescence

By Tim Strube on

When SWIFT first announced its Global Payments Initiative (GPI), Ripple took the opportunity to highlight the ways SWIFT has failed to innovate, and how proposed changes to their messaging system do not meet the growing demands for global payments. The more »

Tagged in: currency conversion, global payments, technology, finances

Don’t pick your own bank by default

By Nicolas Steiger on

In this ever-changing world, Australian retail clients are creatures of habit. While most of us know that banks like to charge a fee at every turn, we still don’t challenge them enough. This is extremely evident when sending money more »

Tagged in: global payments, banking, currency conversion, finances, technology, digital currency

A Framework for FinTech: The Whitehouse

By Tim Strube on

At the White House FinTech Summit in June 2016, Cabinet Secretaries and senior officials from across the Administration engaged with stakeholders about the potential for fintech to further myriad policy goals, including small business access to capital, financial inclusion and more »

Tagged in: exchange rates, global payments, finances, technology, digital currency, innovation

Business chiefs more cautious in 2017: Ai Group

By Tim Strube on

Fresh from a year that delivered major political shocks and proved tougher than expected, Australian business leaders are taking a cautious approach to 2017. Fewer chief executives expect to see business conditions improve than a year ago, though there are more »

Tagged in: exchange rates, global payments, currency conversion, finances, technology, banking

Joakim Reiter: Global Trade and Payments Grow Together

By Tim Strube on

Experts have noticed recently that global trade is not growing. An I.M.F. study calculated that a 1 percent increase in global growth increased trade volumes by 2.5 percent in the 1990s, while in recent years, the same more »

Tagged in: global payments, remittances, currency conversion, trading, finances, innovation

Building a fintech ecosystem: Why customer experience should come first

By Tim Strube on

If banks weren’t already feeling the pressure from financial technology (fintech) startups, they should be now: Fintech companies are officially mainstream. A report conducted by the tech company LinkedIn, the advisory firm Capgemini and the non-profit Efma found that more »

Tagged in: global payments, currency conversion, digital currency, technology, finances, banking

How to stop banks behaving badly

By Tim Strube on

Stephen Bartholomeusz writes in The Australian "On the eve of Christmas Deutsche Bank and Credit Suisse reached a settlement agreement with the US Department of Justice for their roles in the subprime crisis that triggered the wider financial crisis more »

Tagged in: remittances, global payments, exchange rates, banking, regulation, finances

Singapore Is Beating Hong Kong in Asia's Fintech Race

By Tim Strube on

Tax benefits, government help and easy access to regional markets led Joe Seunghyun Cho to choose Singapore as the headquarters for his six financial technology companies, rather than base them in the rival hub of Hong Kong or his native more »

Tagged in: technology, finances, digital currency, ripple, blockchain, innovation

Dollar Pushes to New Highs—With New Risks

By Tim Strube on

The Wall Street Journal reports that the dollar extended its powerful rally, spurring central banks in developing countries to take steps to stabilize their own currencies and threatening to create headwinds for the long-running U.S. expansion. AUD/USD has more »

Tagged in: AUD, exchange rates, finances, banking, currency conversion

Which countries have the most expensive health insurance for expats?

By Tim Strube on

Complaining about the cost of private health insurance is Australia's national sport. It's not entirely unjustified; premiums this year went up by an average of 5.59%. However, there's one reliable way to make health insurance even more expensive: move more »

Tagged in: currency conversion, remittances, finances, emigration, sending money overseas

HSBC Ninth Annual Expat Survey: Singapore, New Zealand, Canada

By Tim Strube on

Expat life can be an exciting and challenging experience, often involving a leap into the unknown to test one’s comfort zones. Expats embrace fresh challenges all the time while building their lives, careers and families in many different locations more »

Tagged in: currency conversion, remittances, emigration, finances, banking

The best places around the world for expats

By Tim Strube on

For the third year in a row, Expat Insider — one of the largest expat surveys worldwide — offers an in-depth analysis of everyday expat life in more than 60 countries across the globe. The newcomer Taiwan has ousted two-time champion Ecuador more »

Tagged in: emigration, remittances, finances, tips, moving overseas